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  1. I’ve done 4 with credit unions and they didn’t seem much harder once I got the right persons attention (with some extreme escalation.) However, the first one I did with a credit union held the first and the second, approved the short sale and 6 months after closing tried to come back for the remaining balance from my sellers. I had to crush them with some case law!!

    Don’t mess!!

    An upside, I recieved two referrals from this credit union since from the loss mitigation department. Weird but true.

    • Very weird but good for you Saul! For whatever reason working w/ Credit Union always seem to be like pulling teeth in AZ…

  2. Working with Golden 1 Credit Union as the 2nd lien holder. 1st they wanted note for 20,000-5yrs-0 interest OR $10,000 cash from Sellers…we negotiate the 10,000 cash-Seller brings in 5000.00 Brokers split the other $5000.00 and Wells contributing 10%. Set to close August 2nd…THEN GUESS WHAT..new legistlation passed about 1 1/2 weeks ago (getting a copy) and they can no longer accept member contributions!!! So now I need a new approval with new NET amount…ughhhh!!!

    To be continued…just spoke to a person today that states I will have an answer this afternoon…

  3. Amen! I’m glad I’m not the only one who has trouble with credit unions. Very rarely have I been able to get any level of debt forgiveness from a credit union in a short sale transaction. There is actually one credit union in my city that REFUSES to participate in any short sale transactions.

    • Isn’t it mind boggling?! There must be a way around this…

  4. Michele

    I had an awesome experience with Power Net CU. SS Approval in 18 days! :-) No second to negotiate! Just Power Net and they were very easy to deal with.

    Working with a credit union now on a 2nd lien … so far the rep has been very cooperative. Just waiting on Aurora to see what they will allow the 2nd to get.

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